From the 5th April 2018, those claiming SMI (Support for Mortgage Interest), will no longer be able to claim it as a free benefit.
There are approximately 124,000 UK homeowners currently receiving SMI to help pay the mortgage interest on their homes, if they are also in receipt of certain income-related benefits such as Jobseekers Allowance and Pensions Credit.
Of the 124,000 SMI claimants. Around 57,000 are of Pension Credit qualifying age, while 67,000 are working age. The most vulnerable are the older borrowers as many took out interest-only mortgages before the financial crisis in 2008.